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Thousands of Russian residents need to send funds to the Republic of Turkey each year. In 2025, despite continuing restrictions, several reliable options remained available for transferring money from Russia to Turkey securely, promptly and at a competitive exchange rate.
The main restrictions on translations
- Most Russian banks remain disconnected from the SWIFT system, which limits the possibility of direct interbank transactions.
- Visa and Mastercard cards issued in Russia do not operate outside the Russian Federation, including Turkey.
- Some international payment services have suspended work in Russia.
- There are limits on transfers for individuals.
Considering these restrictions, we will consider all current options for transferring money from Russia to Turkey in 2025.
How to Transfer Money to Turkey
SWIFT transfers through banks
Despite the fact that many Russian banks are disconnected from SWIFT, some financial institutions with foreign capital still carry out international transactions. The SWIFT system supports many currencies and ensures the reliability and security of transfers. Not all Turkish banks are ready to cooperate with the Russian side.
Transfers to Turkey through VTB
By card number from the ruble account to the card of the payment system Visa, Mastercard or Troy (commission - 0.5%, at least 50 rubles) or by international bank account number (IBAN) from the account in Turkish lira (commission 1%, at least 100 rubles). Limits: up to 350 000 rubles per day and up to 500 000 rubles per month.
Remittance systems
Transfers to Turkey from Russia are available through the Golden Crown and Kwikpay systems. The transfer is paid in rubles, and issued in Turkish liras or dollars. Conversion is carried out at the internal rate of the system without additional commissions. Receiving cash or crediting to an electronic wallet - in a few minutes, transferring to a bank account - up to 7 working days.
Avosend Online Service
Online service without physical service points. Transfers only through the website or application. Two ways to send: to the card by number or to the account by IBAN number. Rubles are converted into Turkish lira at the internal rate, the commission is 49 rubles, regardless of the amount. Admission within minutes.
Electronic wallet "UMoney"
The only e-wallet that supports transfers from Russia to foreign countries. Transfer only by Visa or Mastercard number. Limits: up to 150 000 rubles per day and up to 500 000 rubles per month. YuMoney’s fee is 3%, and a Turkish bank can charge an additional fee to the recipient.
Examples of properties we offer to our clients
Multi-currency accounts and cards
You can open an account in several currencies, as well as use multi-currency cards with the ability to choose a currency for payments and transfers.Mode of work
Most offices work from Monday to Friday, from 9:00 to 17:00, with a break for lunch, usually from 12:30 to 13:30.Personal presence
Many issues can only be solved in person. Even if a bank has a mobile app and online chat, some transactions require a personal visit.Different separation rules
Each branch has its own rules: some branches work with foreigners, others do not. Document requirements are different.Technical support
Technical support is rarely available through apps or messengers. Most issues have to be resolved over the phone.Mobile applications
Large banks have mobile apps in Turkish and English for transfers, payment of services, opening deposits and controlling expenses.Online banking
Access to online banking is usually opened after personal registration with the branch, and additional restrictions may apply for foreigners.The FAST system
The instant transfer system FAST allows you to send money between banks by phone number, e-mail or QR code – it works 24/7.Requirements for foreigners
Some banks work with foreigners without a residence permit. Somewhere enough passport and TIN, others require additional documents.Before using one of the methods of translation, it is extremely important to check its reliability and security. At Mercury Group, we will help you choose the best option for your situation.
Entrust money transfers to the Mercury Group professionals!